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INTRODUCTION This is the oldest branch of Insurance and is closely linked tothe practice of Bottomry which has been referred to in theancient records of Babylonians and the code of Hammurabiway back in B.C.2250. Manufacturers of goods advanced theirmaterial to traders who gave them receipts for...

Despite news reports about natural disasters and man-made calamities that seemingly occur every week, we find that many businesses have not contemplated the potential impact of these exposures. Consequently, they may end up with a risk management program that ignores potential losses or an insurance program...