No one likes to think or talk about death and funerals. It hurts. The reality is that everything is becoming expensive including funerals! Many families face financial pressure in paying for the funeral when a family member dies, especially if this person is the bread winner. So why not put funeral costs to rest through an easy and affordable cover for your employees.


What does Funeral Expenses Insurance Cover?


Funeral Expenses (also known as last expense) Insurance reimburses the cost of funeral expenses in the event of the death of employee(s).


The policy enables employers, welfare societies and other affinity groups to provide means of financing funeral expenses when a member passes away.


Cover level limits


The limits of cover for a group will be set according to the preference of the policy holder subject to maximum cover offered under group funeral.


Once cover limits and premium payable has been agreed, these limits will be applicable to all members across the board.


Why take the cover?


  • No loss of working time to raise funds for funeral expenses of a departed colleague.
  • No contributions required from the employer on the death of an employee.
  • This is a good way of retaining satisfied staff.
  • The employer is seen as mindful and caring for important staff needs.
  • Premium paid by the employer is an allowable expense for tax purposes.


Waiting Period Clause


The policy may provide for a waiting period (from the date of commencement of the policy) within which claims arising out of death as a result of sickness are excluded. There is however no waiting period for death caused by accident.


How do I start?


Walton Insurance will assess your needs and give you options. Give us a call or email us and one of our friendly staff will help you get the best cover at the right price.

0202400035 |


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