We know that employees are a company’s greatest asset. We also know that accidents happen unexpectedly. They can take place at work, home, on holiday or while walking about. When they do, it’s important to have a solid accident insurance plan on your employees’ side. It provides protection against serious accidents and gives them the financial support they need to focus on recovery.


With Personal Accident cover from Walton Insurances you can rest easy, in the knowledge that you will receive compensation to help you meet your costs and focus on recovery.


What is Personal Accident insurance?


Provides compensation to the employees of the insured for physical and visible body injury caused by an accident, as well as injuries that result in death or disablement on a 24-hour basis (duty or pleasure)


It is taken out by employers for the benefit of employees or by an organization for the benefit of members. It gives compensation for death, permanent disability, temporary loss of income due to disablement, and medical expenses arising from an accident.


What benefits do you get?


  • Accidental Death – In the event that life is lost the policy will pay the total sum insured.
  • Permanent Disability – In the event of permanent disability caused by an accident.
  • Weekly payment – Pays a weekly income for the period out of work as a result of injury.
  • Medical Expenses – Reimburses for medical expenses that arise from treatment.
  • Emergency Evacuation – Covers emergency medical evacuation expenses.
  • Artificial appliances – Cost of crutches, hearing aid and prosthetics


Why do I need to indicate a beneficiary while filling in the forms?


In the event of loss of life following an accident, a beneficiary is a person who receives the payout. It is therefore necessary to nominate a beneficiary as you apply for the insurance.


If a child below 18 years is appointed, then a responsible guardian who will administer benefits upon sudden death should also be appointed. Choosing a beneficiary ensures that the benefits go to the right people.


How do I start?


Walton Insurance will assess your needs and give you options. Give us a call or email us and one of our friendly staff will help you get the best cover at the right price.

0202400035 |


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