When your company conducts business overseas you are prepared for language barriers, exotic customs and diverse negotiating styles. What you cannot predict, however, is political upheaval and the increased danger of abduction and extortion. Kidnap for ransom is a real threat in many parts of the world, and global corporations have a duty of care to their local, traveling and expatriate staff.


An organization dealing with an incident faces potential losses from ransom payments, business interruption, litigation, adverse publicity and long-term damage to reputation. Protecting your organizations and your people conducting business globally is therefore more critical than ever.


What does Kidnap & Ransom insurance cover?


K&R Insurance provides coverage for kidnap, ransom, extortion and other crisis events such as hijacking, wrongful detention, threat, disappearance, hostage crisis, child abduction, assault and workplace violence. The policy reimburses all expenses reasonably incurred by the insured in connection with a valid claim.


The following coverage extensions are also available:


  • Evacuation and Repatriation.
  • Child abduction
  • Cyber Extortion
  • Product Recall Expenses
  • Judgment, settlements and defense costs
  • Business Interruption


Insured Losses:


  • Ransom
  • Loss of ransom monies in transit
  • Unlimited fees of response consultants (Control Risks)
  • Additional expenses
  • Legal liability
  • Disappearance investigation fees
  • Hostage crisis costs and expenses


Why Buy Kidnap & Ransom Insurance?


In an ever changing world the list of high-risk countries constantly changes with economic and political conditions.


Key Factors to consider include:


  • Business opportunities in high risk environments
  • Corporate governance and duty of care to employees
  • Access to risk management expertise
  • Financial protection
  • Reputation protection


What limits should be purchased?


The limits purchased will depend on the insured’s size, profile, exposures, assets, perception of risk and risk appetite.


How is K&R Rated?


A number of key factors are taken into account when rating a K&R risk:


  • Business of insured
  • Number of persons to be insured
  • Location of persons to be insured
  • Frequency, duration and location of travel
  • Size of assets
  • Security
  • Details of any previous threats or incidents


Target Market

Cover is available for individuals on short trips or blanket coverage for a whole company on either an annual or multi-year basis.


How do I start?


Walton Insurance will assess your needs and give you options. Give us a call or email us and one of our friendly staff will help you get the best cover at the right price.

0202400035 |


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